Golden 1 Credit Union CD Rates

Golden 1 Credit Union is your answer for short term or long-term storage of deposits. They are offering good interest rates on CD (Certificate of Deposit) accounts. You can start earning interest with a minimum deposit of $1000. The lock-in period is of 3 to 60 months. The time period for which you deposit your money determines the dividend rate. Higher the lock in period, higher the dividend rates and vice versa. The dividends are compounded monthly making the APY higher and ensuring better returns for your deposits.

You can easily increase your savings with them. The below paragraphs* give a good overview of the Period of Time, Amount of Funds, the Dividend Rate and Annual Percentage Yield (APY) earned with your deposits.

The amount of $1,000.00-$9,999.99 locked in for a period of 3 months will earn a dividend rate of 2.96% and 3.00% APY. Whereas the same amount locked in for a period of 60 months will earn a dividend rate of 4.10% and 4.18% APY.

The amount of $10,000.00-$24,999.99 locked in for a period of 3 months will earn a dividend rate of 3.06% and 3.10% APY. Whereas the same amount locked in for a period of 60 months will earn a dividend rate of 4.17% and 4.25% APY.

The amount of $25,000.00-$49,999.99 locked in for a period of 3 months will earn a dividend rate of 3.06% and 3.10% APY. Whereas the same amount locked in for a period of 60 months will earn a dividend rate of 4.17% and 4.25% APY.

The amount of $50,000.00-$99,999.99 locked in for a period of 3 months will earn a dividend rate of 3.06% and 3.10% APY. Whereas the same amount locked in for a period of 60 months will earn a dividend rate of 4.22% and 4.30% APY.

The amount of $100,000.00+ locked in for a period of 3 months will earn a dividend rate of 3.25% and 3.30% APY. Whereas the same amount locked in for a period of 60 months will earn a dividend rate of 4.27% and 4.35% APY.

Golden 1 Credit Union has 74 offices in different cities of California, more than 270 ATMs and more than 25,000 network ATMs nationwide. It was founded in 1933 by a group of California state employees. In keeping with the credit union philosophy of “people helping people,” it is offering a wide range of low-cost consumer financial products and high-quality service. Its certificates are federally insured by the NCUA. It has a superior IDC Financial Publishing, Inc. rating and a five-star rating from Bauer Financial Reports, Inc. As a full-service credit union, it offers all the consumer financial products and latest delivery innovations. So buy your certificate and start earning now!

*Rates as applicable on 10/22/2007