bank rates

Zions First National Bank Certificates of Deposit Rates

Everyone wants to be attached with great institutions having proven record of success. Zions is a pioneer in the banking industry. It has been serving in the industry for more than 130 years. It was found in 1873 and has faced the challenges of odd times like economic depression of 1929. This shows the strength of its foundation. Zions bank had witnessed a merger and a divestment as well. Finally on 17 February, 1961 Zions First National Investment Company was incorporated in Nevada and became the majority owner of the bank stock. In 1965 it was named as Zions Bancorporation. Zions Bancorporation established its subsidiary under the name of Zions First National Bank.

Today, Zions First National Bank operates through over 500 offices and 600 ATMs in 10 Western states. It offers a wide range of financial products and services. Its Certificates of Deposit are a hot product as it offers great rates of return. Following explained are the rates as offered on different CD types:

Gold Ultimate CD:

CD of $1,000 – $19,999.99 earns 1.860% interest, 1.88% APY.
CD of $20,000 – $99,999.99 earns 2.110% interest, 2.13% APY.
CD of $100,000 – $249,999.99 earns 2.610% interest, 2.64% APY.
CD of $250,000 – $999,999.99 earns 2.710% interest, 2.75% APY.
CD of $1,000,000+ earns 2.860% interest, 2.90% APY.

Ultimate CD:

CD of $1,000 – $19,999.99 earns 1.360% interest, 1.37% APY.
CD of $20,000 – $99,999.99 earns 1.610% interest, 1.62% APY.
CD of $100,000 – $249,999.99 earns 2.110% interest, 2.13% APY.
CD of $250,000 – $999,999.99 earns 2.210% interest, 2.23% APY.
CD of $1,000,000+ earns  2.360% interest, 2.39% APY.

Common features of Gold ultimate CD and Ultimate CD:
@ Minimum opening deposit is $1,000.
@ No monthly service fee.
@ Offers a variable interest rate with no maturity date and unlimited deposits are allowed.
@ Allows one no-fee withdrawal during first five days of each calender quarter and automatic transfer of interest to another  zions checking or savings account.
@ Interest is calculated on the collected balance which is book balance minus float.

Gold Certificates of Deposit:
If you are having a Zions Bank Gold Account Checking or Gold Interest Checking you can earn a higher interest rate by 0.5%.  Minimum Opening Deposit is $1,000 and your CD account can be opened for a period varying from 90 days to 5 years. Interest rate is fixed based on the term of the certificate.

Certificates of Deposit:
Minimum Opening deposit is $1,000 for a CD of 90 days to 5 years. Interest rate is fixed based on the term of the Certificate.
*All the above listed rates are accurate as of 07/29/2008.

For any assistance required to open an account, you may call at 1-866-761-8349 (Mon.-Sat. from 8 a.m. to 8 p.m. MT) or email at For your convenience you may also opt for Internet Banking and manage your account any day, any time of your choice.

Comments (3)
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  1. Millard Johnson said:
    on July 30th at 04:09 pm

    This Zions Bank information isf greatly out of date, and thus inaccurate. 07-10.

  2. Roy said:
    on February 28th at 07:51 pm

    Update your rates to reflect what they really are. Don’t allow people to become baited with old data.

  3. said:
    on July 31st at 11:26 am

    We’re a group of volunteers and opening a new scheme in our community.
    Your website provided us with valuable info to work on.
    You have done an impressive job and our whole community
    will be thankful to you.