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Discover Bank Certificates of Deposit Account

May be your toddler is keeping you busy for the whole day. You might have had many plans for your baby but are unable to execute them due to shortage of time. Investments are something which every parent opts for in the initial years of their baby. Might be you are not getting enough time to visit a bank or meet a financial advisor. Now your worry ends here as you can visit Discover Bank online website from the comfort of your sweet home. You can easily educate yourself regarding deposit account like Certificate of Deposit (CD) Account.

The rates being offered by Discover Bank exceed the national average. It is ranked among ‘Bankrate.com’s Top Tier’ for consistently high yields. The Money Magazine also recognizes it for its ‘competitive rates’. You can open a Certificate of Deposit (CD) Account with a deposit of $2,500 or more. Following is a brief of rates as offered on different maturity periods:

- A CD account opened for 3 months earns interest at the rate of 2.75% with 2.78% APY.
- A CD account opened for 6 months earns interest at the rate of 3.00% with 3.04% APY.
- A CD account opened for 9 months earns interest at the rate of 3.25% with 3.30% APY.
- A CD account opened for 1 Year earns interest at the rate of 3.30% with 3.35% APY.
- A CD account opened for 1.5 Years earns interest at the rate of 3.70% with 3.76% APY.
- A CD account opened for 2 Years earns interest at the rate of 3.75% with 3.82% APY.
- A CD account opened for 2.5 Years earns interest at the rate of 3.75% with 3.82% APY.
- A CD account opened for 3 Years earns interest at the rate of 3.95% with 4.02% APY.
- A CD account opened for 4 Years earns interest at the rate of 4.15% with 4.23% APY.
- A CD account opened for 5 Years earns interest at the rate of 4.40% with 4.49% APY.
* The above quoted rates have been noted as on 05/13/08 and can change without notice.

@ A penalty is charged for early withdrawals.
@ Fees could reduce your earnings.
@ You can open a CD account for 3 months up to 5 years.

Discover Bank will intimate you approximately 3 weeks before the maturity of your CD and offer a variety of renewal options. In case you don’t confirm then your CD will be renewed automatically. If you would like to make some modifications to your CD Account then you will need to call at 1-800-347-7000.

It gives you Free Online Banking Service which enables you to access and transfer funds to your accounts whenever and wherever. You may open your account today and yield high rates of return.

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