CD (Certificate of Deposit) Rates - Top 25 Highest CD Rates » Credit Union CD Rates http://cdrates.bankaholic.com Compare the Best CD (Certificate of Deposit Rates) Rates. Sort by Highest APY Interest Rate, Bank Reviews, and Customer Ratings! Mon, 13 Jul 2009 20:39:17 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 Army Aviation Center Federal Credit Union CD Rates http://cdrates.bankaholic.com/army-aviation-center-federal-credit-union-cd-rates/ http://cdrates.bankaholic.com/army-aviation-center-federal-credit-union-cd-rates/#comments Thu, 13 Nov 2008 16:26:44 +0000 Bankaholic http://cdrates.bankaholic.com/?p=144 Started with 7 members and original investment of $35, it has grown to 100,000 members worldwide having 18 branches in Southeast Alabama, the Emerald Coast of Florida and the Mobile Bay area. By providing cost effective financial services since 1966 it has made a history for itself in successful 40 years. Based on its sound financial holding it has received a 5-Star Superior rating from BAUERFINANCIAL, Inc. of Coral Gables, FL. This accreditation makes it one of the strongest credit unions of the nation. As on 31 December, 2008, its assets totalled to $663,746,909.

You can surely take advantage of this solid credit union by opening your deposit account with it. A Certificate of Deposit (CD) account would fetch you higher rates of return which are explained as below:

- 3 Month certificate earns dividend of 2.75%, and 2.75% APY.
- 6 Month certificate earns dividend of 3.25%, and 3.25% APY.
- 9 Month certificate earns dividend of 3.75%, and 3.75% APY.
- 12 Month certificate earns dividend of 3.94%, and 4.00% APY.
- 18 Month certificate earns dividend of 3.65%, and 3.70% APY.
- 24 Month certificate earns dividend of 3.70%, and 3.75% APY.
- 36 Month certificate earns dividend of 4.09%, and 4.15% APY.

Features:
@ The minimum opening deposit for all certificates is $1,000 except 12 month certificate requiring $500.
@ Certificates will automatically renew at the time of maturity.
@ Early withdrawal penalties apply on all certificates except on 9 month certificate allowing one penalty free withdrawal.

Jumbo Certificates:
- 3 Month Jumbo certificate earns 2.70% dividend, 2.70% APY.
- 6 Month Jumbo certificate earns 3.35% dividend, 3.35% APY.
- 9 Month Jumbo certificate earns 3.85% dividend, 3.85% APY.
- 12 Month Jumbo certificate earns 3.99% dividend, 4.05% APY.
- 18 Month Jumbo certificate earns 3.75% dividend, 3.80% APY.
- 24 Month Jumbo certificate earns 3.80% dividend, 3.85% APY.
- 36 Month Jumbo certificate earns 4.18% dividend, 4.25% APY.

Features:
@ The minimum opening deposit for all certificates is $100,000.
@ @ Early withdrawal penalties apply on all certificates except on 9 month certificate allowing one penalty free withdrawal.

IRA Term Certificate Rates:
You can save for your retirement with IRA certificates. The minimum opening deposit is $1,000.

- 12 Month IRA certificate earns a dividend rate of 3.94%, 4.00% APY.
- 18 Month IRA certificate earns a dividend rate of 3.65%, 3.70% APY.
- 24 Month IRA certificate earns a dividend rate of 3.70%, 3.75% APY.
- 36 Month IRA certificate earns a dividend rate of 4.09%, 4.15% APY.

Features:
@ Traditional IRAs are available for individuals having earned income under the age of 70.
@ Furthermore, parents may open an IRA account on their child’s behalf and manage it.

*All the above stated rates have been noted as on 12 November, 2008.
** Your funds are federally insured upto $250,000 and backed by NCUA.

For further details and clarifications you may call AACFCU’s Investment Department at 1-800-448-4096.

]]> http://cdrates.bankaholic.com/army-aviation-center-federal-credit-union-cd-rates/feed/ 17 Alabama State Employees Credit Union CD Rates http://cdrates.bankaholic.com/alabama-state-employees-credit-union-cd-rates/ http://cdrates.bankaholic.com/alabama-state-employees-credit-union-cd-rates/#comments Thu, 13 Nov 2008 16:23:59 +0000 Bankaholic http://cdrates.bankaholic.com/?p=142 It is one of the oldest credit unions in the state of Alabama. Alabama State Employees Credit Union was found in 1954. It was meant particularly for the employees of Alabama. Since it got the grant of Community Charter in 2001, its membership was expanded to people living or working in Montgomery and the nine surrounding counties. While receiving great support from its members it expanded its product and service offerings. It has been continuously receiving the 5-star Superior Rating from Bauer Financial, Inc., the nations’ leading independent credit union research firm.

Its deposit accounts offer dividends on higher rates. It enables you to multiply your savings. To start with you can open a Share Certificate account ranging from 6 months to 4 years and earn the following interest rates:

- 6 Month Certificate earns you 3.55% interest, 3.60% APY.
- 1 Year Certificate earns you 3.60% interest, 3.65% APY.
- 2 Years Certificate earns you 3.65% interest, 3.70% APY.
- 3 Years Certificate earns you 3.70% interest, 3.75% APY.
- 4 Years Certificate earns you 3.75% interest, 3.80% APY.

Features:
@ The above rates have been noted as on 12 Novemeber, 2008.
@ Penalties apply for early withdrawals.
@ Your funds are insured by NCUA up to $250,000.

You are eligible for its membership if you live, work, attend school or worship in Montgomery, Autauga, Elmore, Bullock, Macon, Lowndes, Crenshaw, Pike or Butler. You need a minimum of $26 to open the savings account ($1 is the opening fee, while $25 will always remain in the account at all the times).

There are 37 service centers in Alabama and more than 1175 nationwide. These centers can be used for making deposits, withdrawals, loan payments, inquiries and transfers. For additional information you may call 334-270-9011 or mail using this form https://www.asecu.org/about/contact.aspx.

]]> http://cdrates.bankaholic.com/alabama-state-employees-credit-union-cd-rates/feed/ 2 Alabama Credit Union Certificates of Deposit Rates http://cdrates.bankaholic.com/alabama-credit-union-certificates-of-deposit-rates/ http://cdrates.bankaholic.com/alabama-credit-union-certificates-of-deposit-rates/#comments Thu, 13 Nov 2008 16:17:05 +0000 Bankaholic http://cdrates.bankaholic.com/?p=139 Make your savings safe by opening your credit union account with Alabama Credit Union. A comprehensive study reveals that an average member of Alabama Credit Union saves approximately $30 to $150 a month as compared to using the same services at a bank or other financial institution. Its members save almost $1.7 million in service fees annually including checking account charges, credit card fees, ATM charges, loan processing fees, and others. These figures reveal the real monetary benefit enjoyed by the members of this credit union.

Now you can open your certificate of deposit account to enjoy high rates of return on your investment. You can open your CD account with a minimum of $500. Explained below are the interest rates as offered on Certificates of Deposit opened for different time periods:

- 6 months certificate earns you 2.80% interest. The interest is compounded and cerdited at maturity.
- 12 months certificate earns you 2.90% interest, 2.93% APY.
- 15 months certificate earns you 4.00% interest, 4.06% APY.
- 24 months certificate earns you 3.00% interest, 3.03% APY.
- 30 months certificate earns you 3.15% interest, 3.19% APY.
- 36 months certificate earns you 3.25% interest, 3.29% APY.
- 48 months certificate earns you 3.40% interest, 3.44% APY.
- 60 months certificate earns you 4.00% interest, 4.06% APY.

General features of CD Account:
@ Interest is compounded quarterly and credited at monthly/quarterly basis.
@ There is an automatic renewal.
@ Additional deposits are not allowed.
@ For withdrawals you are allowed to withdraw only the interest.
@ Your funds are federally insured.
@ All the above rates have been noted as on November 12, 2008.

You may select any term of up to 60 months that is suitable to you. If you prefer you can also invest in Market Index Certificate. You can start by investing $500 for 36 or 60 month plans and earn dividends based on the performance of Dow Jones Industrial Average.

For any queries you may call at 888-817-2002 or 205-348-5944 or send an email to info AT AlabamaCU.com.

]]> http://cdrates.bankaholic.com/alabama-credit-union-certificates-of-deposit-rates/feed/ 3 Alabama Central Credit Union CD Rates http://cdrates.bankaholic.com/alabama-central-credit-union-cd-rates/ http://cdrates.bankaholic.com/alabama-central-credit-union-cd-rates/#comments Thu, 13 Nov 2008 16:14:33 +0000 Bankaholic http://cdrates.bankaholic.com/?p=137 Credit Unions exist to benefit its members. Its a not for profit, cooperative institution whose main purpose is to provide a safe and convenient place for its members to save and borrow. It offers loans to its members at lower rates and returns higher dividends on their savings. It is all possible due to the fact that Credit Unions’ main motive is to solely benefit its members. In America one in every three citizens is a credit union member. Alabama Credit Union was found in 1930 and is working towards the principle of “Working for the Living of its Members.” It has witnessed amazing growth by providing excellent financial benefits to its members.

You too can enjoy high rates of return with a Certificate of Deposit (CD). You can purchase a CD with as low as $500, ranging from 3 months to 5 years.

Rates offered on different CDs:
- 91 Days CD earns an interest of 1.687% with 1.700% APY.
- 6 Months CD earns an interest of 2.227% with 2.250% APY.
- 12 Months CD earns an interest of 2.570% with 2.600% APY.
- 24 Months CD earns an interest of 2.862% with 2.900% APY.
- 36 Months CD earns an interest of 3.154% with 3.200% APY.
- 60 Months CD earns an interest of 4.169% with 4.250% APY.

IRA CD:
ACCU also offers Individual Retirement Accounts in the form of CDs with a minimum balance requirement of $250 as opposed to $500.
- 6 Months IRA CD earns 2.227% interest and 2.250% APY.
- 12 Months IRA CD earns 2.570% interest and 2.600% APY.
- 24 Months IRA CD earns 2.862% interest and 2.900% APY.
- 36 Months IRA CD earns 3.154% interest and 3.200% APY.
- 60 Months IRA CD earns 4.169% interest and 4.250% APY.
*All the above rates are effective as of September 29, 2008 and are subject to change without notice.

CD Account Features:
@ Early withdrawal penalties apply for all types of CDs.
@ All accounts must be opened with a minimum required deposit to qualify for the quoted rates.
@ CDs may be used as collateral to obtain loans at special rates.
@ Your funds are federally insured by NCUA.

You can easily become a member if you live, work, attend a school or church in any of these counties BALDWIN, LIMESTONE, BIBB, LOWNDES, BUTLER, MARENGO, COLBERT, MARION, CONECUH, MOBILE, COVINGTON, MONROE, CRENSHAW, MONTGOMERY, FRANKLIN, MORGAN, GREENE, SHELBY, HALE, SUMTER, JEFFERSON, TUSCALOOSA, LAUDERDALE, WASHINGTON, LAWRENCE, WILCOX. To get more information call at 205-591-2228 or 1-800-223-2415.

]]> http://cdrates.bankaholic.com/alabama-central-credit-union-cd-rates/feed/ 1 Vystar Credit Union CD Rates http://cdrates.bankaholic.com/vystar-credit-union-cd-rates/ http://cdrates.bankaholic.com/vystar-credit-union-cd-rates/#comments Sun, 06 Apr 2008 06:57:59 +0000 Bankaholic http://cdrates.bankaholic.com/?p=52
Credit Union is a not-for-profit financial cooperative formed with a motive of serving the financial needs of its members. VyStar Credit Union operates with a mission of becoming the primary financial institution for its members while maintaining its fiscal soundness. Its grassroots are laid in its core values of Integrity, Trust, Respect, Dedication and Loyalty. It was started in 1952 to serve the civil service and military employees along with their families. After its first year it had 1,100 members with $28,000 in assets. Today it has become one of the largest credit unions in the nation, serving over 350,000 members nationwide. It is committed to provide the best services to its members and give them a secure future.

You can start getting the benefits with their Certificates of Deposit (CD). With a minimum deposit of $500 locked in for a period of 3 months to 5 years. You earn higher dividend rates if you deposit your funds for a longer period of time. Dividends are compounded and paid monthly.
- 3 months certificates with an account balance of under $10,000 would get a dividend rate of 2.96% with 3.00% APY
- 6 months certificates with an account balance of under $10,000 would get a dividend rate of 3.45% with 3.51% APY
- 9 months certificates with an account balance of under $10,000 would get a dividend rate of 3.45% with 3.51% APY
- 12 months certificates with an account balance of under $10,000 would get a dividend rate of 3.74% with 3.80% APY
- 24 months certificates with an account balance of under $10,000 would get a dividend rate of 3.83% with 3.90% APY
- 30 months certificates with an account balance of under $10,000 would get a dividend rate of 3.83% with 3.90% APY
- 36 months certificates with an account balance of under $10,000 would get a dividend rate of 3.98% with 4.05% APY
- 48 months certificates with an account balance of under $10,000 would get a dividend rate of 4.03% with 4.11% APY
- 60 months certificates with an account balance of under $10,000 would get a dividend rate of 4.22% with 4.30% APY
*These rates are effective as on 27 February, 2008. For more details you may visit their site: http://www.vystarcu.org.

18-Month Step-Up Certificates:
With this certificate you get a one-time option to adjust to higher rate before the certificate matures. You may also add amounts of $2,000 or more at any time within the duration of this certificate. Dividends are compounded and paid monthly. An early withdrawal penalty may apply.
- 18 months certificates with an account balance of under $10,000 would get a dividend rate of 3.74% with 3.80% APY
*These rates are effective as on 27 February, 2008. For more details you may visit their site: http://www.vystarcu.org.
The National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of the National Credit Union Administration (NCUA), insures the shares you have in VyStar.

You can also realize your financial goals and dreams by becoming a member of this credit union. Thousands of people have already achieved. So you can also follow their steps.

]]> http://cdrates.bankaholic.com/vystar-credit-union-cd-rates/feed/ 0 Security Service Federal Credit Union CD Rates http://cdrates.bankaholic.com/security-service-federal-credit-union-cd-rates/ http://cdrates.bankaholic.com/security-service-federal-credit-union-cd-rates/#comments Sun, 06 Apr 2008 06:57:52 +0000 Bankaholic http://cdrates.bankaholic.com/?p=51
From 8 members it has grown to 600,000 members. Security Service Federal Credit Union was started in 1956 with just $25 in its deposits. Today its worth has hike to $4.3 billion. It operates with an aim of providing the world class financial services to its members. Its members get all the benefits of ownership while they get personalized and customized financial services according to their needs. SSFCU works to meet the financial needs of its members and help them improve their financial situation. There are various reasons to apply for its membership join it at the earliest.

In case you are considering to invest your savings into Certificates of Deposit (CD) then you should go through the following information:

Regular Share Certificates:
You can open a certificate with as little as $500. The dividend rates are determined by the length of time. You may invest for any time period starting from 3 months to 7 years.

- $500 deposited for 3 months gives you a dividend rate of 3.20% with 3.25% APY. $100,000 deposited for the same period gets a dividend rate of 3.54% with 3.60% APY.
- $500 deposited for 6 months gives you a dividend rate of 3.93% with 4.00% APY. $25,000 deposited for the same period gets a dividend rate of 3.98% with 4.05% APY.
- $500 deposited for 1 year gives you a dividend rate of 4.07% with 4.15% APY. $50,000 deposited for the same period gets a dividend rate of 4.17% with 4.25% APY.
- $500 deposited for 2 years gives you a dividend rate of 4.22% with 4.30% APY. $100,000 deposited for the same period gets a dividend rate of 4.36% with 4.45% APY.
- $500 deposited for 3 years gives you a dividend rate of 4.27% with 4.35% APY. $50,000 deposited for the same period gets a dividend rate of 4.36% with 4.45% APY.
- $500 deposited for 5 years gives you a dividend rate of 4.36% with 4.45% APY. $25,000 deposited for the same period gets a dividend rate of 4.41% with 4.50% APY.
- $500 deposited for 7 years gives you a dividend rate of 4.55% with 4.65% APY. $100,000 deposited for the same period gets a dividend rate of 4.70% with 4.80% APY.

Future Builder Share Certificates:
This is a one year certificate with a good dividend rate. It can be opened with a minimum of $250.
- $500 deposited for one year gets 3.78% dividend rate with 3.85% APY
- $25,000 deposited for one year gets 3.83% dividend rate with 3.90% APY
- $50,000 deposited for one year gets 3.88% dividend rate with 3.95% APY
- $100,000 deposited for one year gets 3.93% dividend rate with 4.00% APY
You may deposit and withdraw at any time as per your needs.

Rate Climber CD:
This is a 5 year certificate that can be opened with $500. You can take advantage of upgrading the rate twice during this term.

*All the rates are noted as on 27 February, 2008.

You can start enjoying these benefits by opening your account today. Your deposits up till $100,000 are insured by NCUA. They have very flexible terms and conditions which may suit your situation. So get started now!

]]> http://cdrates.bankaholic.com/security-service-federal-credit-union-cd-rates/feed/ 0 Chetco Federal Credit Union CD Rates http://cdrates.bankaholic.com/chetco-federal-credit-union-cd-rates/ http://cdrates.bankaholic.com/chetco-federal-credit-union-cd-rates/#comments Sun, 06 Apr 2008 06:57:45 +0000 Bankaholic http://cdrates.bankaholic.com/?p=50
Chetco Federal Credit Union is a promising organization whose members enjoy a good rate of returns on their savings. It has managed to provide the best services to its members. Right from home banking to convenience services and safety deposit boxes, its memebers are facilitated with all. Mainly it is a not-for-profit financial institution organized to promote thrift and provide credit to its members. It is a member owned organization where each member has a say in electing the board of members.

The main aim of its existence is the benefit of its members. Its members get a safe place to save and borrow with security. Its certificates of deposit (CD) are available for different terms of 3 months to 60 months with good dividend rates. The rates of Regular Time Share Certificates are as explained below:

- A minimum balance of $1,000 deposited for 3 months earns a dividend rate of 2.800% with 2.840% APY
- A minimum balance of $1,000 deposited for 6 months earns a dividend rate of 3.000% with 3.040% APY
- A minimum balance of $1,000 deposited for 12 months earns a dividend rate of 3.000% with 3.040% APY
- A minimum balance of $1,000 deposited for 18 months earns a dividend rate of 3.000% with 3.040% APY
- A minimum balance of $1,000 deposited for 24 months earns a dividend rate of 3.000% with 3.040% APY
- A minimum balance of $1,000 deposited for 36 months earns a dividend rate of 3.250% with 3.300% APY
- A minimum balance of $1,000 deposited for 48 months earns a dividend rate of 3.650% with 3.710% APY
- A minimum balance of $1,000 deposited for 60 months earns a dividend rate of 3.750% with 3.820% APY

*The above rates have been noted as on 1/1/08. Early withdrawal penalties may apply.

Student Time Share Certificate:
Students who are between the age group of 8 to 18 can purchase this certificate with no minimum balance requirement.
Students have many aspirations like buying the latest mobile or the sports car model. All these aspirations can be realized now!

Future Savers Certificate:
It is a one year certificate available to members under the age of 18. The minimum balance requirement if of $100 and can be increased with increments of $25.

For more details you may like to visit their site at: http://www.chetcofcu.org. You are sure to benefit from its membership. So apply now!

]]> http://cdrates.bankaholic.com/chetco-federal-credit-union-cd-rates/feed/ 0 Tinker Federal Credit Union CD Rates http://cdrates.bankaholic.com/tinker-federal-credit-union-cd-rates/ http://cdrates.bankaholic.com/tinker-federal-credit-union-cd-rates/#comments Sun, 06 Apr 2008 06:57:28 +0000 Bankaholic http://cdrates.bankaholic.com/?p=49
Tinker Federal Credit Union was found on On March 20, 1946 by a small group of Tinker Field civilian employees. The members of this group started with a small amount of money. They aimed at pooling the financial resources in order to address the need for saving and lending finances. From a small group, presently it has grown considerably to over 180,000 members. Currently, it has assets over $1.3 Billion. With 17 full-service locations, 4 Electronic, 1 Mobile Service Center it is satisfying the needs of its members efficiently. It operates with a mission of helping its members in achieving their goals and realize their dreams.

It offers various financial products. You can capitalize your savings with the Share Certificates and IRAs as offered by Tinker Federal Credit Union. It is a safe and secure way to save.

You can deposit your funds for a period of 3 to 48 months. You will earn deposits on the basis of the deposit amount and the time period of your deposit. The minimum deposits are as low as $500 for IRAs and $1000 for share certificates.

- $500.00 (IRA ONLY) deposited for a period of 3 months earns a dividend rate of 2.85% with 2.89% APY. The same amount earns a dividend rate of 3.05% and 3.09% APY when deposited for a period of 12 months.

- $1000.00 deposited for a period of 3 months earns a dividend rate of 2.85% with 2.89% APY. The same amount earns a dividend rate of 3.35% and 3.40% APY when deposited for a period of 48 months.

- $10,000.00 deposited for a period of 3 months earns a dividend rate of 3.00% with 3.04% APY. The same amount earns a dividend rate of 3.50% and 3.56% APY when deposited for a period of 48 months.

- $25,000.00 deposited for a period of 3 months earns a dividend rate of 3.05% with 3.09% APY. The same amount earns a dividend rate of 3.55% and 3.61% APY when deposited for a period of 48 months.

- $50,000.00 deposited for a period of 3 months earns a dividend rate of 3.10% with 3.14% APY. The same amount earns a dividend rate of 3.60% and 3.66% APY when deposited for a period of 48 months.

- $99,000.00 deposited for a period of 3 months earns a dividend rate of 3.15% with 3.20% APY. The same amount earns a dividend rate of 3.65% and 3.71% APY when deposited for a period of 48 months.

*The rates are noted as on 22 Feb, 2008. The Annual Percentage Yield (APY) assumes dividends are compounded monthly and will remain on deposit until maturity. A withdrawal of dividends may reduce earnings. Fees may reduce earnings.

Your savings upto $100,000 are federally insured by the United States government agency – NCUA. You may start saving now and enjoy the high dividend benefits in the longer run.

]]> http://cdrates.bankaholic.com/tinker-federal-credit-union-cd-rates/feed/ 0 GTE Federal Credit Union CD Rates http://cdrates.bankaholic.com/gte-federal-credit-union-cd-rates/ http://cdrates.bankaholic.com/gte-federal-credit-union-cd-rates/#comments Wed, 23 Jan 2008 04:31:32 +0000 Bankaholic http://cdrates.bankaholic.com/gte-federal-credit-union-cd-rates/

GTE Federal Credit Union believes in providing financial assistance in every possible manner. It not only limits itself to the saving accounts and loan grants. It has expanded its service arena to providing advice, information and the facility for purchasing Automobiles, Insurance Services, and Business Services etc. It has established an information rich site having good functionality. Now its members can access their accounts online in the privacy of their homes. Moreover, they can pay their bills, plan their financial future or access their e-statements by visiting their website.

Its history began in 1934 when Federal Credit Union was signed into a law. In its first year it had 163 members with $1,435.66 in assets. Successively, in 2002 it achieved a milestone of $1 billion in assets. Presently it has become the 37th largest credit union in the country with 209,000 members, 37 branches, and over $2.1 billion in assets. It enables its members to plan and achieve their short term and long term financial goals. By making some savings and investments they are able to increase their financial worth and status. You might consider Share and IRA Certificates which have good dividend rates which are discussed below:

# Share/IRA Certificates:
Under Share and IRA certificates you need to deposit your money for a per-determined length of time.
- With a minimum balance of $500 deposited for a period of 6 months gives you a dividend rate of 4.60% with 4.70% APY.
- With a minimum balance of $500 deposited for a period of 60 months gives you a dividend rate of 4.60% with 4.70% APY.
*Penalties are applied for early withdrawal.

# Jumbo Certificates:
You can earn extraordinary rates on Jumbo Certificates with an opening balance of $100,000 or more.
- with a balance of $500 deposited for a period of 6 months gives you a dividend rate of 4.75% with $4.86% APY.
- With an opening balance of $500 deposited for a period of 60 months gives you a dividend rate of 4.75% with $.86% APY.

# Bonus Rate Renewable Certificates:
At maturity of this certificate you may add up to $10,000 to your certificate and it will also receive renewal rate.
- With a balance of $500 deposited for 36 months you get a dividend rate of 4.60% with 4.70% of APY and renewal dividend rate of 4.65% with 4.75% APY.
- With a balance of $500 deposited for 60 months you get a dividend rate of 4.60% with 4.70% of APY and renewal dividend rate of 4.75% with 4.86% APY.
*Your dividends are even higher with Partner and Jumbo rates.

# Add-On Dollars Certificates:
If you want to increase your certificate’s earning power then you can consider the add-on option. You can extend your certificate’s amount with as little as $100 during the term of the certificate.
- A minimum balance of $500 deposited for 12 months can earn a dividend rate of 4.60% with 4.70% APY.
*Your dividends are even higher with Partner and Jumbo rates.

# Bump Out Certificates:
This 21 month certificate gives you the flexibility of converting it to a 24-month or longer term. Additionally you can also add any dollar amount to the original amount while exercising the option of bump-out. You can earn with full flexibility.
- A minimum balance of $500 deposited for 21 months can earn a dividend rate of 4.60% with 4.70% APY.
*Your dividends are even higher with Partner and Jumbo rates.

# Step Up Certificates:
This certificate gives a special advantage of jumping to the higher dividend rate as the rates increase in the market. You can avail this facility after completing initial 6 months of your certificate.
- With $500 minimum balance deposited for a period of 30 months you get a dividend rate of 4.50% with 4.59% APY.

# KidsCount! Certificates:
Young investors and their parents can opt for this certificate. When the member reaches an age of 19 years and the certificate matures, it will automatically rollover to a regular Ass-On Dollars Certificate.
- A minimum $100 deposited for a period of 12 months gets you a dividend rate of 4.60% with 4.70% APY.

# Online Certificates:
You can open share certificates online through CU@Home.
- A minimum of $500 deposited for a period of 6 months gives you an dividend rate of 4.60% with 4.70% APY.
- A minimum of $500 deposited for a period of 60 months gives you an dividend rate of 4.60% with 4.70% APY.
*Your dividends are even higher with Partner and Jumbo rates.

*All the above rates are noted as on 17th January, 2008. Your savings are federally insured by US Government Agency, NCUA.

To start saving with these certificates you can check your eligibility and apply for its membership now!

]]> http://cdrates.bankaholic.com/gte-federal-credit-union-cd-rates/feed/ 5 Travis Credit Union CD Rates http://cdrates.bankaholic.com/travis-credit-union-cd-rates/ http://cdrates.bankaholic.com/travis-credit-union-cd-rates/#comments Tue, 27 Nov 2007 01:42:52 +0000 Bankaholic http://cdrates.bankaholic.com/travis-credit-union-cd-rates/

The profits are returned to members in the form of better values on products and services, lower interest rates on loans and higher yields on deposits by one of the largest credit union named Travis Credit Union. It was chartered in 1951 to serve the military and civilian personnel associated with Travis Air Force Base. It has 151,000 members with assets totaling more than $1.6 billion. Its strength lies in faithful commitment to service, and a long standing track record of steady growth. Today, it is one of the leading financial institutions in Solano, Merced, Yolo, Napa and Contra Costa counties.

It offers various kinds of Certificates for savings. The Dividends are earned from the day of deposit to the day of withdrawal on the full amount in the account at the end of each day. Dividends are compounded monthly and credited the first day of the following month. The rate is fixed until maturity. The rates for different certificates are as explained below:

Certificate of Deposit (CD):
-$500 deposited for 6 months is offered a dividend rate of 4.27% with 4.35% APY.
-$500 deposited for 12 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 24 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 36 months is offered a dividend rate of 4.31% with 4.40% APY.
-$500 deposited for 48 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 60 months is offered a dividend rate of 4.51% with 4.60% APY.
-$10,000 deposited for 5 months is offered a dividend rate of 4.89% with 5.00% APY.

IRA Certificates:
-$500 deposited for 12 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 24 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 36 months is offered a dividend rate of 4.31% with 4.40% APY.
-$500 deposited for 48 months is offered a dividend rate of 4.41% with 4.50% APY.
-$500 deposited for 60 months is offered a dividend rate of 4.51% with 4.60% APY.
-$10,000 deposited for 5 months is offered a dividend rate of 4.89% with 5.00% APY.

Laddering Certificates (INCLUDING IRA & CESA) (Minimum Investment is $50,000):
- With a minimum deposit of $10,000 and minimum balance of $50,000 for 12 months you get a dividend rate of 4.51% with 4.60% APY.
- With a minimum deposit of $10,000 and minimum balance of $50,000 for 24 months you get a dividend rate of 4.51% with 4.60% APY.
- With a minimum deposit of $10,000 and minimum balance of $50,000 for 36 months you get a dividend rate of 4.41% with 4.50% APY.
- With a minimum deposit of $10,000 and minimum balance of $50,000 for 48 months you get a dividend rate of 4.51% with 4.60% APY.
- With a minimum deposit of $10,000 and minimum balance of $50,000 for 60 months you get a dividend rate of 4.60% with 4.70% APY.

All the above bank CD interest rates and other details are noted as on 11/16/2007. Your savings are federally insured to at least $100,000 and backed by the full faith & credit of National Credit Union Association (NCUA), United States Government Agency. You may be interested to join the ever-growing Travis Credit Union, so apply for its membership now!

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