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Army Aviation Center Federal Credit Union CD Rates

Started with 7 members and original investment of $35, it has grown to 100,000 members worldwide having 18 branches in Southeast Alabama, the Emerald Coast of Florida and the Mobile Bay area. By providing cost effective financial services since 1966 it has made a history for itself in successful 40 years. Based on its sound financial holding it has received a 5-Star Superior rating from BAUERFINANCIAL, Inc. of Coral Gables, FL. This accreditation makes it one of the strongest credit unions of the nation. As on 31 December, 2008, its assets totalled to $663,746,909.

You can surely take advantage of this solid credit union by opening your deposit account with it. A Certificate of Deposit (CD) account would fetch you higher rates of return which are explained as below:

- 3 Month certificate earns dividend of 2.75%, and 2.75% APY.
- 6 Month certificate earns dividend of 3.25%, and 3.25% APY.
- 9 Month certificate earns dividend of 3.75%, and 3.75% APY.
- 12 Month certificate earns dividend of 3.94%, and 4.00% APY.
- 18 Month certificate earns dividend of 3.65%, and 3.70% APY.
- 24 Month certificate earns dividend of 3.70%, and 3.75% APY.
- 36 Month certificate earns dividend of 4.09%, and 4.15% APY.

@ The minimum opening deposit for all certificates is $1,000 except 12 month certificate requiring $500.
@ Certificates will automatically renew at the time of maturity.
@ Early withdrawal penalties apply on all certificates except on 9 month certificate allowing one penalty free withdrawal.

Jumbo Certificates:
- 3 Month Jumbo certificate earns 2.70% dividend, 2.70% APY.
- 6 Month Jumbo certificate earns 3.35% dividend, 3.35% APY.
- 9 Month Jumbo certificate earns 3.85% dividend, 3.85% APY.
- 12 Month Jumbo certificate earns 3.99% dividend, 4.05% APY.
- 18 Month Jumbo certificate earns 3.75% dividend, 3.80% APY.
- 24 Month Jumbo certificate earns 3.80% dividend, 3.85% APY.
- 36 Month Jumbo certificate earns 4.18% dividend, 4.25% APY.

@ The minimum opening deposit for all certificates is $100,000.
@ @ Early withdrawal penalties apply on all certificates except on 9 month certificate allowing one penalty free withdrawal.

IRA Term Certificate Rates:
You can save for your retirement with IRA certificates. The minimum opening deposit is $1,000.

- 12 Month IRA certificate earns a dividend rate of 3.94%, 4.00% APY.
- 18 Month IRA certificate earns a dividend rate of 3.65%, 3.70% APY.
- 24 Month IRA certificate earns a dividend rate of 3.70%, 3.75% APY.
- 36 Month IRA certificate earns a dividend rate of 4.09%, 4.15% APY.

@ Traditional IRAs are available for individuals having earned income under the age of 70.
@ Furthermore, parents may open an IRA account on their child’s behalf and manage it.

*All the above stated rates have been noted as on 12 November, 2008.
** Your funds are federally insured upto $250,000 and backed by NCUA.

For further details and clarifications you may call AACFCU’s Investment Department at 1-800-448-4096.

Comments (66)
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  1. tom said:
    on December 13th at 10:05 pm

    Hey, Melissa! I can’t get your boss to return my calls about getting paid for my posts on your site. I did 16 in November, so I should get $32. I know it’s not a lot of money, but it’s Christmas, and I need the money. Can you please call me? You have my contact info. Sorry to do this publicly, but maybe if you guys returned calls …

  2. peedinker said:
    on April 15th at 04:24 pm

    i note the posting of cd rates was nov.2008 —what about the present —april 15, 2009?

  3. Leonard W Horgan said:
    on May 10th at 02:35 pm

    What are the current Jumbo CD’s reates?

  4. bill wise said:
    on May 30th at 05:15 pm

    What are your current rates on CD’s and how are you rated as a bank/credit union?? Bill

  5. Maria L. Cerna said:
    on June 7th at 04:24 am

    These CD rates and comments are outdated – 2008
    When will you be posting the 2009 info?

  6. Janet said:
    on June 10th at 06:11 pm

    Why would someone pay to have a person post on their site?

  7. R.B. Petty said:
    on June 14th at 04:14 pm

    please send me your current cd rates

  8. Malcolm Frankel said:
    on June 15th at 05:03 pm

    What are the CURRENT rates???

  9. iagul said:
    on July 6th at 11:46 am

    why not just UPDATE your CD rates.

  10. eastsider said:
    on July 14th at 08:04 pm

    To get todays rates,just click on the Bankaholic, that is
    on the upper left hand corner of the website.That will
    get you all of the current website info.

  11. bobby brown said:
    on October 12th at 10:48 pm

    hi mom

  12. bobby brown said:
    on October 12th at 10:48 pm

    im playing nintendo wii naked and drinking a box of wine

  13. Food man said:
    on October 16th at 01:26 pm


  14. S K Poly said:
    on October 20th at 11:14 am

    How about current rates for both CD & Jumbo Certificates, please?

  15. RW said:
    on October 22nd at 09:34 am

    How about current Credit Union information? All of the credit union information checked is about two years old.

  16. Jeff said:
    on October 31st at 05:20 pm

    12 Month 1.99% 2.00% APY

  17. Emanuel Marcus said:
    on November 8th at 12:54 pm


  18. Rosse Mary Good said:
    on December 14th at 12:22 pm

    Please send me your current rates on jumbo cd rates. Thanks

  19. donald scheppy said:
    on January 5th at 12:12 pm

    please send the current CD quotes. thank you

  20. Burt Rice said:
    on January 9th at 11:00 am

    what are yourcurrent CD rates & how ar they insured?

  21. Norman Hunter said:
    on January 16th at 10:44 am

    What are your CURRENT CD Rates.. Based on reading other people’s posts, you don’t seem to be very responsive to other people’s requests.. Hope I am wrong….please respond. Thank you.

  22. Norman Hunter said:
    on January 16th at 10:45 am

    What are your CURRENT CD Rates.. Based on reading other people’s posts, you don’t seem to be very responsive to other people’s requests.. Hope I am wrong….please respond. Thank you.

  23. Kaiser said:
    on January 20th at 11:16 pm

    How about current Credit Union information? All of the credit union information checked is about two years old.

  24. Larry Sabesan said:
    on February 18th at 01:49 pm

    The rates you show are almost 2 years old. Can you please send me the current rates.

    Thank you

  25. Diane Ely said:
    on March 24th at 04:11 am

    I have a CD maturing – would like your current rate for 6 month CD.

  26. Eleanor Fanslau said:
    on April 17th at 08:14 pm

    I have a CD to turn over and would like your current 36 mo rate.

  27. james hoffman said:
    on May 11th at 10:11 am

    what are your current cd rates as of 5-11-10?

  28. James Davis said:
    on May 17th at 07:24 am

    I was lookin for a place 2 invest a 3000 dollar bonus I had received from work. I was just wondering if someone could help me out with this question. if I was to deposit 3000 dollars into a Cd with this credit union how much will my return be in 36 months? thanks

  29. Edward said:
    on June 2nd at 05:59 pm

    Do you have Business CDs for Home Owner Associations?

  30. Forest Bayer said:
    on July 11th at 11:40 am

    What are current rates?

  31. Robert said:
    on July 12th at 04:29 pm

    These comments of other people don’t give me much faith

  32. ALBY said:
    on August 31st at 11:23 pm

    Please remove this BS. This bank has closed down!

  33. Ahmad Zia Arzo said:
    on September 14th at 06:17 am

    I want to open a account. What is the requairment?
    Do you have any branch in San Diego, CA?

  34. ben hendricks said:
    on November 28th at 11:51 am

    Are you people covered by FDIC?? thank you

  35. Jack Coleman said:
    on January 23rd at 07:54 pm

    I have $100,000.00 t invest and am looking for a good rate on a 1 year CD. What is your best rate? Are you insured for the full amount, and if so, with whom ? Is your carrier a Government agency?

    Please advise.

  36. Charlotte Grimm said:
    on February 4th at 08:27 am

    Current rate on 12 mo. cd and are you insured for the full amount and with whom?

  37. Tim Jones said:
    on March 6th at 12:04 pm

    Looking for 9 month 150K CD. What are your present APY rates, Security (FDIC?)

  38. Len said:
    on May 8th at 10:10 pm

    Hey, What;s with the outfated rates! That info is useless.USAA shows their current rates!!!

  39. Want Up To Date Rates said:
    on July 17th at 08:14 am

    If your’e looking for up to date rates try

  40. Ron Braun said:
    on October 11th at 11:22 am

    Please send me your current CD Rates!

  41. sailsil said:
    on January 12th at 10:33 am

    WARINING!! Outdated

  42. w s moore said:
    on July 25th at 04:25 pm

    what are your curent cd rates?

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  66. DOMINICK GINEX said:
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    How much money is required for a Jumbo C D?